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Mr. Frank J. Nichols
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Memories & Candles

“NOT GOODBYE, ONLY SO LONG FOR NOWNo written tribute is worthy of this man's life, his great deeds, and his Herculean accomplishments. His smile, his...Read More »
1 of 23 | Posted by: Will Coursey - Benton, KY

“I just knew Frank from Politics and his role at the Bank. He was a very kind and generous man and will be missed by the community and industry of...Read More »
2 of 23 | Posted by: Leslie Heath - Friend

“Mr.Frank was larger than life. I am honored to know him. Our community was blessed by his presense. I will never forget the time we spent together at...Read More »
3 of 23 | Posted by: Joe Daryl Thorn - Benton, KY

“The Nichols Family are in my thoughts and prayers. I am so sorry for your loss. ”
4 of 23 | Posted by: Lacey Walter - Pensacola, FL

“It is hard to imagine a world without Frank. Even when the "boys" were out doing their thing, he made me welcome even though I was a little girl. ...Read More »
5 of 23 | Posted by: Francine Longcor - cousin

“So sorry to hear of Franks death,he will be missed. ”
6 of 23 | Posted by: Betty Sue McIntosh - Benton,, KY

“Frank and I worked together at Paducah Bank I have so many memories of the good times together.Will miss him. ”
7 of 23 | Posted by: Sue Brown - Bowling Green, RI

“Frank was a good friend i always say hi to him when i see him. My family is going to miss him very much and he was kind person and great friend. ”
8 of 23 | Posted by: Allen Collie - FRIEND

“Martha and Ernie my thoughts and prayers and love are with you and your family. ”
9 of 23 | Posted by: Sabrina Alexander - Benton, KY

“Rest easy "Podge" May God bless and comfort the family during this difficult time. Susan and Andy ”
10 of 23 | Posted by: Andy Sedlock - Benton, KY

“To me, Frank was always bigger than life, and an incredibly important influence during my high school years. He sort of adopted me as a scrawny hick...Read More »
11 of 23 | Posted by: Don "Bucket" Baker - Boston, MA

“Brian and I will miss Frank. He was a good friend and made us smile. Our community will miss him. ”
12 of 23 | Posted by: Kennita Roy - Benton, KY - Friend

“So sorry to hear that Mr. Nichols had passed. He was a wonderful person and a great boss. Prayers for the family!! ”
13 of 23 | Posted by: Teri Egner - Indianapolis, IN

“I always enjoyed talking to Frank at the bank meetings. When I was new to the President position at Fredonia Valley Bank, he took time to give me a...Read More »
14 of 23 | Posted by: J. Brent Bugg - Fredonia, KY

“Uncle Frank, we will miss your rib-crushing hugs, huge smiles and heart-warming laughter! Our family in heaven was joined by yet another true angel....Read More »
15 of 23 | Posted by: Mitzi Cary - Paducah, KY - Family

“Frank was a great neighbor and friend to our family. I will miss seeing him in his little red Corvette with the top down. Rest in peace, Frank. You...Read More »
16 of 23 | Posted by: Chasity Dotson - Benton, KY

“I have known Frank all of my life. In fact, I was named after him (Frank Joyce Nichols). He was our neighbor in Louisville for 20yrs and I am so...Read More »
17 of 23 | Posted by: Joyce Elder - Louisville, KY

“So sorry to hear about about Mr. Nichols passing. It was an honor to know him and he always had a hug for me every time he came by the teller line....Read More »
18 of 23 | Posted by: Tammie Smothers - Benton, KY

“We have known Mr. Nichols for quite awhile, mostly in his role as Bank President and Quartet singer. He will be greatly missed by our community. ...Read More »
19 of 23 | Posted by: Aubert & Katheren Rose - Benton, KY

“A true gentleman and a wonderful man. A terrible loss for his family and many friends. ”
20 of 23 | Posted by: Phyllis Harrell

“We knew Frank had been very sick but it's sad to have another friend all the way back to school pass away. ”
21 of 23 | Posted by: Nancy & Bob Elkins - Friends

“Our hearts are saddened by Frank's passing. Our prayers are for God's comfort to surround his family and friends today and in the days ahead. ”
22 of 23 | Posted by: Doug and Vicki Wynn - Benton, KY

“My deepest condolences to you all in the loss of Frank. He was a larger than life individual who touched many lives. I prayed him often in his...Read More »
23 of 23 | Posted by: Gene Gilliland - Benton, KY

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To view the funeral service of Mr. Frank J. Nichols, proceed to: http://www.eventbywire.com/viewevent/?id=569-422

Mr. Frank J. Nichols, 81, passed away at his residence on 114 Country Trace, Benton, Kentucky, shortly after 1:00 p.m. on Wednesday, June 22, 2011. He passed peacefully after succumbing to an extended bout of esophageal cancer. At his demise, he was surrounded by family members, dear friends, and some of his special caretakers from Caring People Services as well as the nursing staff of Lourdes Hospice to whom the family will remain forever thankful and eternally grateful.

Services will be held at the Kenneth Shadowen Performing Arts Center adjacent to Marshall County High School on Saturday, June 25, 2011 at 11:00 a.m., Bro. Don Wilson and Mike Miller officiating. Visitation will begin there on Friday evening at 3:00 p.m. Visitation will resume Saturday morning at 9:00 a.m. until the funeral hour at 11:00 a.m. Interment will follow the service in the Marshall County Memory Gardens, Benton, KY. In lieu of flowers, his family requests that donations be made to First Baptist Church of Benton, the Marshall County Humane Society, (previous home of beloved pet, Cash), Lourdes Hospice, Paducah, KY, Marshall County Exceptional School, or the charity of their choice.

The second child born to Tula Peck Nichols and Coleman “Duke” Nichols, Frank Joyce was born on December 28, 1929, near the old Oak Valley School in Marshall County, Kentucky. In addition to his parents, Frank was preceded in death by his wife of thirty-seven years, Joanne “Jody” Hiett Nichols, and an older brother, John Nichols. He is survived by long-time life companion, Barbara Jarabek of Sarasota, FL; sisters: Myrlin Thweatt and her husband, Headley, and Martha Long and her husband, Ernie, Benton, Kentucky; sisters-in-laws, Bobbye June Hiett, Paducah, KY, Billie Walston and her husband, Dan, Geneova, Il; Gwenda Clements, and her husband, Lynn, Sanibel Island, FL; and surviving widow of John Nichols, Mildred, Benton, KY.. Further, Nichols was Uncle Frank to nine nieces and nephews, and a “whole passel” of great nieces and nephews. He is also survived by a multitude of “KIDS” now employed and previously employed by Community Financial Services Bank.

Nichols wore a multitude of hats throughout life: First, and, foremost, he was a beloved son, brother, friend, and companion.

He became most notably recognized as the visionary and leader of CFS, Inc. from May 1983 to December 2009. At the helm of this multi-bank holding company, Nichols oversaw a growth in assets of CFSB (formerly Bank of Benton) from $76,916,052 to $465,089,772. He envisioned, planned, and led the company through numerous renovations and extensions of business into new markets throughout western Kentucky, the lasted being the three story corporate headquarters on West Fifth Street. He provided valuable jobs and economic security to hundreds of local citizens with the formation Bancorp Employee Stock Ownership Plan and Trust (now Community Financial Services ESOP).

His service to his country began in the US Navy aboard the USS Buck during the Korean Conflict.

The name Frank J. Nichols became famous throughout Marshall County from his escapades in the hallowed halls and basketball courts of Benton High School. His involvement with the local, state and national Democratic Party is well-known. Friends and business relationships were formed from an over twenty- year service as a correspondent banker. His silver tongue placed him on the stages at gospel and Southern Harmony sings. His national impact can be attributed to his work on the Board of the Federal Reserve Bank. His long-time memberships and hard work with the trade organizations of KBA, ICBA, and ABA assured a strong, community-based banking system remained viable. His mark on our youth can be attributed to his service as a regent at Murray State University, contributions to the Kentucky Sheriffs’ Boys and Girls Ranch, schools tours at the bank, and his fun-loving nature. He was a member of the First Baptist Church of Benton.

While his last resume listed him with involvement in over fifty trade and community-based organizations, his favorite past-times can be summed up as people, golfing, horses, gospel and Southern Harmony singing, cowboy movies, and socializing with friends (new and old) from all walks and stations in life. To say this giant of a man will be sorely missed is an understatement. Whether you roamed the hill sides of Kentucky , ran down the basketball court, flew in jets , sang, worked, played, or stood by Nichols your life was forever changed.

Arrangements are being held by Collier Funeral Home, Inc., 211 W. 5th St., Benton, KY 42025.

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